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Towns with the most affordable housing in New York

Ranked by our Housing affordability score out of 100, which is based on home prices compared with income, rent as a share of income, and the typical home price. Of the 840 towns in New York with 1,000 or more people, these are the top 25.

Bard College ranks first with a score of 100. Bolivar and Cattaraugus follow, with 95 and 91. Scores compare each town with all 27,850 towns we track across the US.

RankTownScore Home price compared with yearly incomeShare of income spent on rent Population
1 Bard College 100 —6.4% 1,130
2 Bolivar 95 1.3×9.8% 1,124
3 Cattaraugus 91 1.2×13.6% 1,034
4 Franklinville 91 1.3×12.0% 1,938
5 Wayland 89 1.3×13.0% 2,007
6 Fort Covington 89 1.6×9.5% 1,041
7 Avoca 87 1.3×14.7% 1,023
8 Shortsville 86 1.5×12.0% 1,713
9 Cuba 86 1.4×15.0% 1,807
10 Ogdensburg 86 1.4×15.1% 9,455
11 Mohawk 85 1.7×11.6% 2,520
12 Mineville 85 1.6×— 1,206
13 Broadalbin 85 1.5×11.1% 1,819
14 Ilion 84 1.7×13.3% 7,593
15 Canajoharie 84 1.6×13.0% 1,839
16 Clyde 84 1.6×14.6% 2,001
17 Lyons 83 1.3×16.2% 3,738
18 Windsor 83 1.9×9.9% 1,128
19 Falconer 83 1.6×14.9% 2,149
20 Middleport 83 1.7×13.7% 1,987
21 Norfolk 83 1.5×15.8% 1,204
22 Newark Valley 82 1.7×13.8% 1,051
23 Wellsville 81 1.7×15.5% 4,923
24 Williamson 81 2.1×7.6% 2,387
25 Addison 81 1.7×15.4% 1,688

Only towns with 1,000 or more people are ranked. Scores compare each town with all towns we track. See how we score towns and where the figures come from. These are estimates, so check official sources before you decide.

More rankings for New York

Towns with the most affordable housing in other states

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